- personal residence
If you have purchased a property or are thinking about purchasing a property, you have come to the right place. I will help you take a look at the options available to you to ensure you get the best mortgage product in the market. I can guarantee a rate for you for up to 120 days. If the rates drop in that time period, I will ensure you get the lowest rate available. If the rates increase, you will be confident that you have the lowest rate. Are you shopping for your home? Do you know how much you can afford? Give me a call, I will be happy to get a pre-approval in place for you. With a pre-approval, you will know exactly what purchase price and mortgage amount you can qualify for. I will guide you through the mortgage process to ensure that you understand and are comfortable with your payments. From application to closing and beyond, I am there to help you.
Thinking of refinancing your current mortgage, but not sure if you should.
Debt Consolidation - Tired of paying higher interest costs on your credit cards and unsecured lines of credit. It might make financial sense to roll those high interest debts into your mortgage at a much lower rate. It will save you some interest costs every month and put extra money in your pocket.
Switching to a cheaper mortgage - Paying a higher rate of interest on your mortgage than your neighbor? Give me a call, it may make sense to get out of your current mortgage early. There are some expenses related to doing this, so give me a call and I can cruch the numbers for you. Let your neighbors envy you instead!
Renovations - Does your kitchen need a makeover, want to finish your basement, need an addition, whatever your renovation is, there is a mortgage product that can help. A renovation will likely increase the value of your home, why pay high interest to add value. Let me show you how you can get that renovationd done.
Investments - Whether you are starting or adding to your investment portfolio, I can help. Borrowing money from your home is a great way to finance your investments and increase your net worth. In most situations, the interest you will pay will be tax deductable. Let me help you grow your portfolio.
Allow me to help you find the smartest mortgage product for your particular situation.
If your mortgage is coming up for renewal in the next 120 days, give me a call. Your current lender will try to make it easy for you to renew by sending you a renewal notice close to the date of renewal. This rate will not be their best rate or the best rate in the market. I can guarantee a mortgage rate for you 120 days before your renewal date. This way, you will know well in advance what your mortgage costs will be when it comes up for renewal.
Remember, the banks look out for the banks.....I look out for you.